:root{--navy:#377395;--purple:#3C3CCE;--dark-blue:#1D0F7E;--dark:#181B34;--lighter:#F1F3FE;--light:#C7CBDF;--text:#3A3E61;--text2:#515177;--green:#5BC77B;--lightblue:#5EC1E2;--maxw:1120px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Roboto,Calibri,sans-serif;color:var(--text);line-height:1.6;background:#fff}h1,h2,h3,h4,.eyebrow{font-family:Poppins,Arial,sans-serif}h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800;line-height:1.1;color:var(--dark)}h2{font-size:clamp(1.6rem,3.2vw,2.4rem);font-weight:700;color:var(--dark);line-height:1.2}h3{font-size:1.15rem;font-weight:700;color:var(--dark)}p{color:var(--text2)}a{color:var(--purple);text-decoration:none}a:hover{color:var(--dark-blue)}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}section{padding:84px 0}.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--purple);margin-bottom:16px}.lead{font-size:1.15rem;max-width:720px}.btn{display:inline-block;border-radius:999px;padding:14px 28px;font-family:Poppins;font-weight:600;font-size:.95rem;cursor:pointer;transition:.2s;border:2px solid var(--navy)}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--dark-blue);border-color:var(--dark-blue);color:#fff}.btn-secondary{background:transparent;color:var(--purple);border-color:var(--purple)}.btn-secondary:hover{color:var(--dark-blue);border-color:var(--dark-blue)}.btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}header{position:sticky;top:0;z-index:50;background:#ffffffeb;backdrop-filter:blur(8px);border-bottom:1px solid var(--lighter)}nav{display:flex;align-items:center;justify-content:space-between;height:68px}.logo{font-family:Poppins;font-weight:800;font-size:1.4rem;color:var(--dark);letter-spacing:.02em}.navlinks{display:flex;gap:28px;align-items:center}.navlinks a{color:var(--text);font-weight:500;font-size:.95rem}.navlinks a:hover{color:var(--navy)}.nav-cta{padding:10px 22px;font-size:.9rem}@media(max-width:860px){.navlinks a:not(.nav-cta){display:none}}.hero{padding:96px 0 72px}.hero p.lead{margin-top:22px}.trust{margin-top:40px;display:flex;flex-wrap:wrap;gap:10px 26px;font-size:.85rem;color:var(--text2)}.trust span{display:inline-flex;align-items:center;gap:8px}.trust span:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--green)}.dark{background:var(--dark);color:#fff}.dark h1,.dark h2{color:#fff}.dark p{color:var(--light)}.dark .eyebrow{color:var(--lightblue)}.grid{display:grid;gap:22px;margin-top:42px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}.card{background:#fff;border:1px solid var(--lighter);border-radius:16px;padding:28px;box-shadow:0 1px 3px #181b340d}.card h3{margin-bottom:10px}.card p{font-size:.95rem}.card a.more{font-family:Poppins;font-weight:600;font-size:.9rem;display:inline-block;margin-top:14px}.dark .card{background:#23264a;border-color:#2f3358}.dark .card h3{color:#fff}.dark .card p{color:var(--light)}.stat{font-family:Poppins;font-weight:800;font-size:2.8rem;line-height:1;color:var(--lightblue)}.stat-card p{margin-top:10px}.metric{font-family:Poppins;font-weight:800;font-size:1.6rem;color:var(--navy)}.step-num{font-family:Poppins;font-weight:800;color:var(--navy);font-size:1rem;letter-spacing:.1em}ul.ticks{list-style:none;margin-top:14px}ul.ticks li{padding-left:26px;position:relative;margin-bottom:8px;font-size:.95rem;color:var(--text2)}ul.ticks li:before{content:"";position:absolute;left:0;top:8px;width:12px;height:7px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}.center{text-align:center}.center .lead{margin:18px auto 0}.center .btns{justify-content:center}.avatar{width:54px;height:54px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:Poppins;font-weight:700;font-size:1.1rem;margin-bottom:14px}.article{max-width:760px;margin:0 auto}.article h2{font-size:1.5rem;margin:32px 0 12px}.article h3{margin:24px 0 8px}.article p{margin-bottom:14px;color:var(--text)}.article table{width:100%;border-collapse:collapse;margin:18px 0;font-size:.95rem}.article th,.article td{border:1px solid var(--lighter);padding:10px 12px;text-align:left}.article th{background:var(--lighter);color:var(--dark);font-family:Poppins}.article strong{color:var(--dark)}.kicker{color:var(--text2);font-size:.95rem;margin-top:8px}.field{display:block;margin-bottom:18px}.field label{display:block;font-weight:600;font-size:.9rem;color:var(--dark);margin-bottom:6px;font-family:Poppins}.field input,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--light);border-radius:10px;font-family:Roboto;font-size:1rem;background:#fff}.field textarea{min-height:120px;resize:vertical}footer{background:var(--dark);color:var(--light);padding:64px 0 36px}footer h4{color:#fff;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}footer a{color:var(--light);font-size:.92rem;display:block;margin-bottom:9px}footer a:hover{color:#fff}.footgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px}@media(max-width:760px){.footgrid{grid-template-columns:1fr 1fr}}.footlegal{margin-top:48px;padding-top:24px;border-top:1px solid #2f3358;font-size:.8rem;color:var(--light)}.ftag{font-family:Poppins;font-weight:700;color:#fff;font-size:1.2rem;margin-bottom:14px}